PIP Arbitration & Litigation Specialist

CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more!

In this role, you won’t just be "handling cases"—you will be the primary strategist determining the defensibility of arbitrations brought against the company. You will bridge the gap between claims handling and legal defense, ensuring we fight the right battles and settle the others efficiently.

Essential Job Functions: 

• Critically review new arbitration filings or lawsuits to determine the strength of our position and triage cases based on legal and medical merit.

• Identify "high-risk" vs. "defensible" cases early in the process to optimize resource allocation.

•  Act as the lead negotiator with plaintiff counsel to reach favorable resolutions before or during the arbitration process.

• Partner closely with Staff Counsel to build ironclad defense strategies and provide the necessary documentation for successful hearings.

• Analyze trends in lost or indefensible arbitrations to recommend updates to our Internal Handling Guidelines, proactively reducing future litigation volume.

•  Determine when a case should be elevated from arbitration to formal lawsuit referral.

• Perform other duties as assigned.

Experience/Qualifications: 

• Experience: 1-2+ years auto insurance experience, PIP experience preferred 

• Communication: Ability to influence internal stakeholders and explain complex legal/claims logic to various departments.

• Knowledge: Deep understanding of state-specific PIP statutes.

Benefits

• Comprehensive health benefits including medical, dental and vision coverage

• Generous paid time off (PTO days, sick days, and holidays)

• Flexible spending options with FSA & HSA plans

• Life and AD&D insurance

• 401(k) with company match 

• Voluntary benefits such as legal services, pet insurance, and identity & fraud protection

• 24/7 Employee Assistance Program (EAP) for employees and their families

• Health & wellness perks including gym discounts, wellness reimbursements, and reward programs

• Fun, engaging in-office events that support our culture

Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions. 

Salary: $70,000 - $90,000 annually based on experience

Schedule: We offer flexible work hours between 8:00 AM and 5:00 PM, with options like 8–4, 8:30–4:30, or 9–5. We do our best to support individual preferences, though schedules may be adjusted as needed to ensure strong coverage and teamwork.

We also offer a hybrid schedule: team members work onsite four days a week and can work remotely one day a week.

Location: Princeton, NJ

We recruit, hire, employ, train and promote, and compensate individuals based on job-related qualifications and abilities. We respect the dignity and worth of each individual and are committed to an employment environment that is free from all forms of employment discrimination. 

CURE Auto Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, pregnancy, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Disclaimer: This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned.  This job description may be subject to change at any time.

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.