Legal Counsel Asset Backed Securities, Director

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Main Purpose of the Role

 

MUFG is seeking a structured products / securities law attorney to provide legal support to the MUFG’s Asset-Backed Securities (ABS) business across a wide spectrum of asset classes and transaction types. This includes registered, 4(a)(2) and Rule 144A offerings, CLOs, asset-backed commercial paper programs, warehouse lending facilities (including CLO warehouses), and structured trade receivables platforms. The role requires a deep understanding of structured finance products, excellent transactional skills, and the ability to provide proactive, solution-oriented legal advice in a fast-paced business environment.

 

 

Key Responsibilities

• Serve as lead internal legal advisor on ABS transactions, including public and private securitizations, CLOs, and warehouse lending facilities.

• Review and negotiate transaction documents, offering materials, engagement letters, and fee letters.

• Manage legal and regulatory risks in connection with ABS and CLO execution, marketing, and disclosure.

• Advise on legal structuring, asset eligibility, risk retention, disclosure issues, and SEC, FINRA, and other applicable regulatory requirements.

• Coordinate with outside counsel and internal stakeholders, including Compliance, Risk, and Credit, to ensure legal and regulatory alignment.

• Support the development of new products and platforms across the structured finance space.

• Monitor regulatory developments relevant to ABS, CLOs, and structured credit markets and advise the business on implications.

• Assist with legal due diligence and asset-level issues in connection with warehouse lines.

• Provide thought leadership on emerging legal and market issues impacting the securitization and structured credit space.

 

 

Skills and Experience

• Qualified in New York.

• Minimum of 6 years of post-qualification experience, including at least 4 years at a leading law firm and/or investment bank.

• Extensive experience advising on ABS and CLO transactions, including 144A, 4(a)(2) and registered offerings.

• Familiarity with a wide range of underlying asset classes (e.g., consumer, auto, equipment, trade receivables, esoteric ABS).

• Strong working knowledge of US securities laws, including the Securities Act, Exchange Act, and Investment Company Act, as applicable to structured finance.

• Demonstrated experience with asset-backed warehouse facilities, CLO warehouses, and related credit documentation.

• Proven ability to manage complex transactions and cross-functional teams under tight timelines.

 

 

Personal Requirements

• Commercial mindset with the ability to assess legal risk in the context of business goals.

• Excellent judgment and problem-solving skills, with a proactive and practical approach.

• Strong interpersonal skills and ability to work collaboratively across legal, compliance, risk, and business teams.

• Effective communicator with the ability to distill complex legal concepts into clear, actionable guidance.

• High degree of integrity, professionalism, and accountability.

• Capacity to thrive in a high-volume, fast-paced environment with minimal supervision.

The typical base pay range for this role is between $221K - $278K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.