General Counsel

Cardless is transforming the credit card landscape by empowering innovative brands to offer their customers world-class, digital-first, and seamlessly integrated credit card experiences.

We’re looking for an exceptional General Counsel to lead the legal function at Cardless during a pivotal stage of growth. This person will serve as a strategic advisor to the executive team, manage a small in-house legal team, and partner closely across product, operations, finance, compliance, and partnerships.

Responsibilities:

• Manage and mentor a small in-house legal team (Commercial + Product/Regulatory Counsel)

• Oversee external counsel relationships, budgets, and workstreams

• Build scalable legal infrastructure, processes, and policies as the company grows

• Partner with leadership on risk, strategy, and company-wide decision-making

• Lead all corporate legal matters, entity management, and governance processes

• Manage Board materials, communications, and corporate recordkeeping

• Oversee financing rounds, investor negotiations, and equity matters

• Drive legal support for key partnerships and strategic transactions

• Own all commercial contracting, including partner, vendor, and investor agreements

• Lead counterparty negotiations and ensure strong legal leverage

• Liaise with banks, partners, and regulators on matters impacting our products and operations

• Partner closely with Product, Compliance, and Operations on new features and product expansion

Requirements

• JD and active bar membership

• Trained at a top law firm followed by in-house experience at a high-growth tech company

• Experience in financial services (cards experience is a plus but not required)

• Track record handling complex commercial negotiations and advising on product/regulatory issues

• Experience building and managing a high performing legal team

Compensation

This role has an annual starting salary range of $275,000 - $350,000 + equity + benefits (see below). Actual compensation is influenced by a wide array of factors, including but not limited to skills, experience, and specific work location.

Benefits

We're headquartered in San Francisco, CA, with a beautiful office in the Mission District. We're proud to offer our team excellent benefits:

💸 Meaningful Start-up equity

🏥 100% health, vision & dental primary coverage

➕ 75% health, vision & dental dependent coverage

🍱 Catered lunches

🚎 $250/month Commuter benefit

👶 Parental leave

✈️ Team building events & happy hours

🌴 Flexible PTO with a minimum of 15 days off per year

🖥️ Apple equipment

💸 401k plan

Location

We're headquartered in San Francisco, CA, with a beautiful office in the Mission District (near Dolores Park). We welcome employees who want to work from this office; we offer additional benefits to those who do, and relocation assistance to those who'd like to.

We regularly bring our team together for offsites & trips, about every 2 months, both for fun and for work. We cover all travel & lodging in these cases.

Salary

• $275,000 - $350,000