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Job Description
Description
Drive strategy. Protect integrity. Lead boldly.
At American Credit Acceptance (ACA), we’re not just financing cars—we’re creating opportunities. As a leading indirect auto lender, we serve customers across the country with integrity and innovation. Now, we’re looking for a forward-thinking General Counsel to join our executive team and lead with clarity, precision, and purpose.
At American Credit Acceptance (ACA), we’re not just financing cars—we’re creating opportunities. As a leading indirect auto lender, we serve customers across the country with integrity and innovation. Now, we’re looking for a forward-thinking General Counsel to join our executive team and lead with clarity, precision, and purpose.
About the Role
Reporting directly to the CFO, the General Counsel will serve as a trusted legal advisor and executive leader, providing oversight across Legal, Compliance, Vendor Management, Fraud, and Information Security. You’ll play a key role in steering the company through complex transactions, maintaining regulatory compliance, and safeguarding our reputation.
This is a high-impact opportunity for a collaborative, business-minded legal leader to influence strategy, shape policy, and guide ACA’s growth from the inside out.
What You’ll Do
- Serve as chief legal advisor to the executive leadership team
- Lead and oversee a large, high-performing legal team of approximately 50 FTEs.
- Lead cross-functional teams including Legal, Compliance, Vendor Management, Fraud, and InfoSec
- Provide strategic direction, mentorship, and operational leadership across all legal functions.
- Oversee corporate governance, litigation strategy, and regulatory risk
- Review, draft, and negotiate a wide range of contracts (consulting, vendor, confidentiality, service agreements, etc.)
- Advise on labor and employment law matters, including handbooks, policies, and training
- Provide legal counsel on federal and state regulatory issues (particularly in financial services)
- Liaise with outside counsel and manage litigation and dispute resolution
- Ensure internal policies and procedures align with legal and regulatory frameworks
- Build and mentor a high-performing legal and compliance team
What You’ll Bring
- Juris Doctor (JD) from an accredited law school
- Active member of the South Carolina Bar (or ability to waive in)
- Minimum of 10+ years of experience in a corporate legal environment (in-house or firm)
- Strong working knowledge of financial services law—auto finance experience is a plus
- Excellent contract negotiation and drafting skills
- Experience advising executive leadership and navigating complex transactions
- Litigation experience and proven ability to manage outside counsel
- Strong communication, leadership, and interpersonal skills
- Demonstrated ability to lead in a fast-paced, high-growth environment
Why ACA?
At ACA, we’re a mission-driven organization with a passion for empowering people—our customers, our communities, and our team members. As part of our leadership team, you’ll enjoy:
- A seat at the table where your voice matters
- A collaborative and values-driven culture
- Opportunities to drive real impact and long-term success
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