Litigation Specialist

WHO WE ARE:

Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. Headquartered in Harford County, Maryland, Harford Mutual offers a positive, diverse, and inclusive work environment with a rich company culture. Founded in 1842 on the principles of mutuality, we believe in insuring opportunity through mutual success® for our policyholders, agents, communities, and employees, and invite our employees to continue that tradition with respect, integrity, exemplary service, and personal responsibility.

Listed within this posting is the anticipated salary range for this position, plus variable incentive compensation. The final salary offered to a successful candidate may vary and will be dependent on several factors that include, but are not limited to, your business experience, education, and individual capacity. Harford Mutual is a multi-state employer, and this salary range may not reflect positions that work in other states.

THE OPPORTUNITY:

The Litigation Specialist investigates, evaluates, and resolves- complex, high severity and/or atypical commercial line claims.  The incumbent will exercise their independent discretion and judgment in handling high severity claims and oversee cases in litigation- collaborating with and directing outside defense counsel. 

LOCATION:

Hybrid (Home Office)

WHAT YOU’LL DO:

• Investigate
• Evaluate coverage
• Negotiate settlements
• Review new lawsuits and provide recommendations for handling
• Ability to identify Complex high exposure claims
• Monitor defense counsel adherence to litigation procedures
• Attend mediations both virtually and in person
• Attend trials, settlement conferences and other discovery processes
• Review and establish appropriate reserves
• Provide necessary information to reinsurers and affiliates

WHAT YOU’LL BRING:

• Minimum four-year degree or comparable work experience, J.D. a plus
• 7 or more years industry experience
• Completion of or participation in the AIC program
• Knowledge and understanding of litigation process
• Ability to understand and analyze insurance coverage

BENEFITS:

PHYSICAL DEMANDS & WORK ENVIRONMENTAL FACTORS:

The physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

EEO STATEMENT:

Harford Mutual Insurance Group provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Most new hires fall within this range and have the opportunity to earn more over time. Initial placement within the salary range, however, is based on an individual's relevant knowledge, skills and experience for the position.

Base salary is only one component of our competitive Total Rewards package. To learn more, please visit the Perks & Benefits on our website.