Senior Director, Structured Finance Counsel

About GreenSky

GreenSky LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. GreenSky’s highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky’s technology to offer and make loans to primarily super-prime and prime consumers nationwide. Since GreenSky’s inception, nearly 6 million consumers have financed more than $50 billion of commerce using GreenSky’s real time “apply and buy” technology.

Position: Senior Director Structured Finance Counsel

Location: U.S.-Based (remote / hybrid)

Overview: The GreenSky Capital Markets team plays a pivotal role in executing the loan distribution and sales process for the point-of-sale consumer finance program administered by the Company. In 2024, the Company transitioned to a funding model with extensive capital markets and asset-based financing initiatives, including multiple warehouse finance facilities, forward flow structures, asset-backed securitizations (ABS) and other sales activities.  We work collaboratively with internal and external partners to facilitate these initiatives. The Company is seeking a Capital Markets/Securitization/ Structured Finance Lawyer to support these efforts and be a vital member of the Capital Markets team.

Organizational: This position is a member of the Legal and Compliance Department, reporting to GreenSky’s Senior Structured Finance & Corporate Counsel, and will primarily support the Capital Markets team.

• Provide comprehensive legal support in connection with the negotiation, structuring and documentation of transactions initiated by the Capital Markets team, across a range of complex structures including warehouse finance facilities, forward flow facilities, asset-backed securitizations and other sales activities, among others.
• Draft, review, and negotiate a broad range of transaction documents (where applicable, with the assistance of external counsel) for transactions initiated by the Capital Markets teams, ensuring compliance and protection of GreenSky’s interests.
• Oversee the organization of all structured finance transaction-related entities and UCC filings, and ensure effective internal record-keeping
• Assist with the ongoing operation, monitoring and management of existing transactions, including working with deal teams through routine/recurring activities and requirements, as well as waivers, amendments, and restructurings.
• Support the due diligence and compliance review process for new and existing structured finance and other transactions.
• Contribute to the development and systematization of legal processes and guidelines (from concept to execution).
• Supervise and monitor outside counsel and related work product/effectiveness in connection with the foregoing.
• Coordinate with internal stakeholders, including, among others, Legal, Compliance, Finance, Product, Operations and Audit teams, to ensure consistency of coverage and adherence to firm policies, procedures and contractual requirements.
• Depending on experience/expertise and volume of work, there may be opportunities to support other functions within the Legal Department

• Juris Doctor (JD) degree from a highly regarded American law school; admitted to practice law in the relevant jurisdiction based on location or as required by applicable bar rules.
• 2+ years of relevant experience as an attorney working on ABS and/or RMBS transactions, warehouse and other asset-based financings, forward flow facilities and other related capital markets transactions, preferably within a major law firm, bank, or corporate law division.
• Understanding of legal and regulatory policy issues affecting the securities and ABS markets and securities market practices.
• Experience working with asset classes involving consumer loans.
• Strong analytical and problem-solving skills, with a keen attention to detail.
• Excellent written and verbal communication skills, capable of effectively translating complex legal concepts and related Company risks to management.
• Ability to assess, balance and mitigate risk and actively engage with the business teams to creatively structure and negotiate deal terms.
• Ability to prioritize tasks efficiently and respond to Capital Markets team and management demands promptly.
• Capacity to collaborate effectively within a high growth, dynamic organizational environment.

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.

For more information, visit us on the web at www.greensky.com.